 NonProfits United Vehicle Insurance Pool (NPU-VIP), the first ever of its kind, is a self-insurance pool for California nonprofits. We provide stable vehicle insurance rates and risk management services tailored to the special needs of nonprofits. Our member-owners are active in managing their own risk to keep losses (and premiums) at a minimum.
The VIP was created in response to the vehicle insurance crisis of the 1980s, which devastated nonprofit transportation providers throughout the state. Managers of nonprofit organizations joined forces to build a member-owned and operated pool to offer an alternative to the traditional insurance industry.
Since its inception in 1988, the VIP has weathered the ups and downs of the volatile insurance market and is now stronger than ever.
Our goal is to help nonprofits preserve resources by reducing premiums and loss-related expenses so they can spend more of their agency’s money directly on their mission. |
 VIP Advantages
A Wide Range of Coverages
- Vehicle Liability up to $10 million
- Physical Damage
- Uninsured Motorist
- Employees, Volunteers, Board Members
Premium Financing
Flexible Deductibles
Expert Claims Settlement
Safety Awards & Incentives
Driver Training Programs
Requirements for membership:
NPU-VIP accepts applications from organizations directly and through brokers. We will work closely with you to ensure that all necessary steps are completed as quickly as possible.
Click here for more information and the application packet.
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Expert Claims Service
Our member claims are adjusted by John Glenn Adjusters and Administrators (JGAA), a Third Party Adjuster based in San Ramon, CA with offices throughout the state.
JGAA has been adjusting claims for NPU since 1988 when the pool was started and is considered a pre-eminent transportation claims adjuster.
JGAA focuses on personalized and prompt contact and follow-up with each member and claimant to settle claims quickly, amicably and with the least disruption to member services.
Risk Management Services
We offer a full-range menu of services to enable members to improve their safety and efficiency.
We work with each member to assess their individual needs and craft a plan to address those needs.
We also offer a number of services directly to members at no cost including:
- New Member Hands-on Orientation
- On-site Vehicle/Workplace Safety Assessments
- Monthly ‘Safety Focus’ Bulletins
- Video Lending Library
- Roundtable Safety Discussion Groups
- Safety & Risk Management “Hotline”
- Driver Instructor Training Courses
- Assistance with CHP/OSHA Compliance
- IIPP Assessments & Revisions
- CalTrans Grant Consultation
- Driver Training
- Safety Committee Training
- Ergonomics/Office Safety Assessment/Training
- First Aid/CPR Training
For more information on all of our Risk Management Services, click here. |
Vehicle Insurance Pool Membership
NPU-VIP is the first self-insurance pool for nonprofit organizations in California
and our members include senior centers, food banks, health clinics, churches, disabled services,
and a vast array of other social service and transportation organizations. |
