Creative lnsurance Solutions

NonProfits' United created the Vehicle Insurance Pool, the first ever of its kind self-insurance pool for nonprofits in California, in 1988. We duplicated this successful model in 2004 to create the Workers' Compensation Group.

Our member-owners are active in managing their own risk to keep losses (and premiums) at a minimum. Our goal is to help nonprofits preserve resources by reducing premiums and loss-related expenses so they can spend more of their agency's money directly on their mission.

NonProfits' United accepts applications from organizations directly and through brokers. We will work closely with you to ensure that all necessary steps are completed as quickly as possible.

Vehicle lnsurance Pool (VlP)

A Wide Range of Coverages
  • Vehicle Liability up to $10 million
  • Physical Damage
  • Uninsured Motorist
  • Rental Reimbursement
  • Employees, Volunteers, Board Members
 
NPU-VIP Offers:
    • Premium Financing
    • Flexible Deductibles ($1,000, $2,500, $5,000 & $10,000)
    • Expert Claims Management
    • Safety Awards & Incentives
      Fleet Safety * Driver Training Programs
    Membership Criteria
  • California corporation with federal 501(c )3 status
  • Own or lease at least one vehicle
  • Basic (minimum) Auto Liability Coverage is $1 million.

Since its inception in 1988, the VIP has weathered the ups and downs of the volatile insurance market and is now stronger than ever.

Our goal is to help nonprofits preserve resources by reducing premiums and loss-related expenses so they can spend more of their agency's money directly on their mission.

Apply Today!

Workers' Compensation Group (WCG)

Broad Coverage Designed For Nonprofits
  • $35.5 Million limit / First Dollar coverage
  • $2.5 Million Employer's Liability
  • Employees, Volunteers, Board Members
 
 
NPU-WCG offers:
  • Flexible payroll allocation (see information below)
  • Security Deposit Paid by WCG
  • Expert Claims Management
  • Workplace Safety and Loss Control Assistance
Membership Criteria

We are partnering with our member-owners to prevent injuries, settle claims quickly, and return workers to their jobs with a minimum loss to employee and employer.

NPU-WCG provides superior, value-added services to its members and offers a long-term solution to the volatile workers' compensation insurance market

Flexible payroll allocation

One of the unique benefits to our members is the flexibility to allocate an employee's payroll between labor class codes. This distinctive rating methodology is not offered by most commercial carriers, and can result in substantial premium savings for members. For example, if an employee spends some time driving a bus, but is mostly in the office performing administrative or other clerical functions, his or her payroll can be allocated between these two classifications, which may result in premium savings for the organization.

Apply Today!

Forms & Documents

Bylaws & Policies

FAQs

We try to compile questions our members ask so other members can benefit from them.

Rates

What we can do to keep our rates down.

VIP Coverage

Backup Vehicles, Insurance coverage for personal autos used on company business, rental reimbursement coverage, Uninsured Motorist Property Damage, renting or loaning vehicles and adding drivers to the policy.

Certificates of Insurance

Explains Certificates of Insurance and other required documents members may encounter.

WCG Premium Calculations & Class Codes

Explains how premiums are derived, what "class codes" are, and the components of "payroll".

WCG Claims

Explains how WCG claims are handled.

Financial Reports

Annual Reports and Audited Financials
Vehicle Insurance Pool
Workers' Compensation Group